Forbhreathnú Iomlán Doc Jumbo
Leabhar iomlán Doc JumboSáraíonn méid na hiasachta na teorainneacha le haghaidh gnáthiasachta comhlíonta.
Ráta:CLICEÁIL ANSEO
Buaicphointí Clár Iomlán Doc Jumbo
Príomh 30 Bl Seasta & 10/6 ARM
1) Uasmhéid.LTV 80% le ceannach;uas.LTV 70% le haghaidh C/O;
2) Uasmhéid.Méid na Iasachta $3.0M;
3) Min.cúlchistí 12 mhí ar PITIA;
4) Min.FICO 720.
Leathnaithe 30 Bliain Seasta
1) Iasacht Amt $400K~$4.0M
2) Uasmhéid DTI suas le 50%
Mionlach Jumbo (5/6 ARM, 7/6 ARM) * Tá an clár seo miondíola amháin.
Taisce le hÚs.Tuilleadh Éarlais, Ráta Íochtarach!
Is le haghaidh CD 12 mhí a bhíonn taiscí (ní mór iad a choinneáil i gcuntas ainmnithe ag AAA).
Athraíonn ús faoin dáta oscailte.Ba é 4.25% an ráta ar 12/08/2023.
Is é an éarlais íosta20%de mhéid na hiasachta.
1) Uasmhéid.Méid na Iasachta $4.0M
2) Uasmhéid.DTI 45%
3) Min.FICO 700
CLICEÁIL ANSEOchun teorainneacha LTV & FICO agus tuilleadh sonraí a fháil ar an Maitrís.
Nuacht agus Físeáin
Iasachtaí Jumbo Mionlach: Nuair a Chomhlíonfaidh Só Inacmhainneacht
Iasachtaí Jumbo Doc Iomlán a Nascleanúint: Treoir don Fhíor-Dhomhanda do Cheannaitheoirí a bhfuil Scóir Ísle FICO acu➡Físeán
Infheistíocht Réadmhaoine a Uasmhéadú le Iasachtaí Jumbo Iomlán Doc: Spotsolas ar Choiscíní Seasta 30 Bliain Neamhghníomhaireachta agus Neamh-Bharánta➡Físeán
Iasachtaí Jumbo do Dhoiciméid Iomlán a Nascleanúint: An Ról Criticiúil maidir le hÍocaíochtaí Déanacha Morgáiste a Bhainistiú➡Físeán
Cad é Iasacht Jumbo?
Is cineál maoinithe é iasacht jumbo a sháraíonn na teorainneacha atá leagtha síos ag an nGníomhaireacht Chónaidhme Airgeadais Tithíochta agus ní féidir le Fannie Mae ná Freddie Mac í a cheannach, a ráthú nó a urrúsú.Caithfidh úinéirí tí dul faoi riachtanais chreidmheasa níos déine ná iad siúd a dhéanann iarratas ar ghnáthiasacht.Ligeann iasachtaí Jumbo duit airíonna daor a cheannach.Ní thacaíonn Fannie Mae nó Freddie Mac le hiasacht jumbo.
In 2024, feabhsaíonn an FHFA na teorainneacha iasachta do gach cineál iasachta, go háirithe Iasachtaí Jumbo.Déan tagairt le do thoil do thíos teorainneacha iasachta 2024 i gCalifornia.
2024 Teorainneacha Iasachta i gContaetha California
CONTAE | Teorainn 1-Aonad | 2-Teorainn Aonaid | 3-Teorainn Aonaid | 4-Teorainn Aonaid |
ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
alpach | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Imperial | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Eithne | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
RÍOCHTAÍ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
LAKE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CATHAIR NA NAINGEAL | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MARAINN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MONTEREY | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ORÁISTE | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
PLACER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
PLUMAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GLUAISEACHT ABHANN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SAN BENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
OBISPO SAN LUIS | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
SANTA CRUZ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TRÍONÓIDE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |