– Iasacht Ollmhór Iasachtaí AAA – Sonraí faoi Iasachtaí AAA:

Forbhreathnú
Tá méid na hiasachta níos mó ná na teorainneacha le haghaidh iasachta comhréireach traidisiúnta.
Buaicphointí an Chláir
30 Bliain socraithe
1) Is féidir ioncam cíosa a úsáid le stair 2 bhliain de thaithí mar thiarnaí talún;
2) Níl aon Árachas Morgáiste ag teastáil;
3) Uasmhéid. DTI 45%;
4) Uasmhéid LTV 85% le haghaidh ceannaigh & R/T; Uasmhéid LTV 75% le haghaidh C/O;
5) Uasmhéid maoine maoinithe: ① Príomhúil – Gan Teorainn, ② 2ú Maoin & Maoin Infheistíochta – Uasmhéid 20;
6) Uasmhéid Iasachta $3.0M;
7) Uasmhéid airgid thirim $500,000;
8) Cúlchistí 12 mhí ar a laghad ar PITIA;
9) Nóiméad. FICO 680.
* Méid Íosta Iasachta:UasmhéidTeorainn Iasachta Ginearálta Fannie Mae +$1
10/6 ARM
1) Min. FICO 720;
2) Cúlchistí 12 mhí ar a laghad ar PITIA;
3) Uasmhéid. LTV 80%;
4) Uasmhéid Iasachta $3.0M;
5) Uasmhéid Airgid Thirim Amach $350,000;
6) 1-4 Aonad: Bunscoileanna;
7) 1 Aonad: 2ú teach & Maoin infheistíochta;
8) Ceannach & Athchóiriú R/T & Athchóiriú C/O.
7/6 ARM
1) Min. FICO 700;
2) Cúlchistí 6 mhí ar a laghad ar PITIA;
3) Uasmhéid. LTV 89.99%;
4) Uasmhéid Iasachta $2.5M;
5) Uasmhéid Airgid Thirim Amach $750,000;
6) 1 Aonad & 2 Aonad;
7) Maoin Príomhúil & Dara Teach;
8) Ceannach & Athchóiriú R/T & Athchóiriú C/O.
Cad is Iasacht Jumbo ann?
Is cineál maoinithe é iasacht mhór a sháraíonn na teorainneacha atá leagtha síos ag an nGníomhaireacht Airgeadais Tithíochta Chónaidhme agus ní féidir í a cheannach, a ráthú ná a urrúsú ag Fannie Mae ná Freddie Mac. Caithfidh úinéirí tí ceanglais chreidmheasa níos déine a chomhlíonadh ná iad siúd atá ag déanamh iarratais ar iasacht thraidisiúnta. Ligeann iasachtaí móra duit maoine daora a cheannach. Níl Fannie Mae ná Freddie Mac ag tacú le hiasacht mhór.
In 2022, feabhsóidh an FHFA na teorainneacha iasachta do gach cineál iasachta, go háirithe Iasachtaí Jumbo. Féach ar na teorainneacha iasachta 2022 thíos i California, má sháraíonn méid d’iasachta $970,800, tá tú oiriúnach d’iasacht Jumbo.
Teorainneacha Iasachta 2022 i gContaetha California
| CONTAE | 1-TEAGHLACH | 2-TEAGHLACH | 3-TEAGHLACH | 4-TEAGHLACH |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| Alpach | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BÚITE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| CALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| I gCOINNE AN CHÓSTA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| TUAISCEART | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AN DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLEANN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPIRIÚIL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| TÚ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RÍTHE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOCH | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LIG | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ADHMAID | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORÁISTE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ÁIT | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Cleití | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BRUACH NA nABHANNA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Naomh Beinidict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| NAOMH MAITÉ | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| NAOMH BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| CROIS NAOMH | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Pictiúir sonraí táirge:
Treoir Táirgí Gaolmhar:
Tuigimid nach idirbheart airgeadais amháin atá i morgáiste ach cinneadh suntasach saoil. Ciallaíonn ár bhfócas ar dhíriú ar an gcustaiméir nach mbreathnaímid ar na huimhreacha amháin; breithnímid do scéal uathúil, do mhianta agus do spriocanna airgeadais. Glacann ár saineolaithe morgáiste an t-am chun do thuras pearsanta a thuiscint, ag cinntiú go bhfaigheann tú réiteach morgáiste a oireann do do fhís don todhchaí. – Iasacht Jumbo AAA – AAA Lendings, Soláthrófar an táirge do gach cearn den domhan, amhail: Neipeal, Amstardam, Durban, Le linn na mblianta gearra, freastalaímid ar ár gcliaint go macánta mar Cháilíocht ar dtús, Ionracas den scoth, Seachadadh in am, rud a thuill dea-cháil agus punann cúram cliant suntasach dúinn. Ag tnúth le bheith ag obair leat Anois!
Le Rosalind ó Chaireo - 2018.06.28 19:27 Seachadadh tráthúil, cur i bhfeidhm dian fhorálacha conartha na n-earraí, teacht ar chúinsí speisialta, ach comhoibriú go gníomhach freisin, cuideachta iontaofa!
Le Rae ó Fhlórans - 2018.10.01 14:14 






